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Why I Became A Financial Advisor (Larissa)

One of the best ways to decide what career is best for you is to dip your toes into a particular industry and gain hands-on experience. This is how I indirectly found my way into the financial services industry. I was initially drawn to the field of law, but after working at a law firm during high school, I quickly realized it wasn’t the right fit for me.

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Making Good Become Great: Investing in Opportunity Zones

The Tax Cuts and Jobs Act (“TCJA”) of 2017, has been viewed as a “win” for domestic businesses and economic growth, as lower taxes expanded corporate earnings and boosted investor returns. Individual taxpayers also benefitted from tax breaks and touted simplified filing requirements. But, how is one supposed to realize last year’s 20%+ market return, not to mention the over 4x return since the S&P500 bottomed in early 2009, without having to give up a meaningful chunk of those gains to the IRS. Business-builders and entrepreneurs with low cost basis stocks face the same tax planning conundrum. In fact, it is estimated that there is as much as $6 trillion in unrealized capital gains held (or trapped?) in investment portfolios.

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CIO Insights: Buy The Dip

Equity markets around the world have declined by roughly 10% from their recent peak. We are not of the view that this decline is indicative of a broader selloff in equity markets and instead see this as an opportunity to add to equities at attractive levels. The decline has largely been led by large technology stocks (Amazon, Netflix, Alphabet) after they had experienced a multi-year bull market, but no sectors outside of Utilities and Consumer Staples were spared. The S&P 500 index grew earnings by roughly 22% in the third quarter but guidance for future quarters was muted due to uncertainty around US/China trade negotiations.

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Third Quarter 2018 - Market Newsletter

After a relaxing summer of benign markets and domestic equity indices setting new highs, volatility came back with a vengeance in October, and with less than a week left in the month, has taken away practically all the gains made so far this year. As of the time of this writing, the S&P 500 is down almost 9% on the month, taking the index negative year-to-date. It’s worth noting is that the leaders for the first three quarters of the year, Tech and Small Caps, are underperforming meaningfully so far in October, with the Nasdaq and Russell 2000 indices down 12% and 13.4%, respectively.

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Five Steps To An A+ College Plan

Regardless of whether your child is two or twelve, the thought of college has probably crossed your mind. In the busyness of life and never-ending financial pressures, it is all too easy to put saving for college on the back burner. But one thing in life is certain; it moves quickly. Don’t get caught unaware and unprepared for college. Your child’s education is one of the most important investments you can make, and with today’s costs, it pays to plan ahead.

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What Is A Fiduciary And Why Is It Important?

Have you ever read a financial article or blog post and put it down after reading the first paragraph because the terminology didn’t make sense? If so, you’re not alone. And while there is plenty of financial jargon that you don’t need to know to succeed financially, one term that is critical to how your money is handled is the word fiduciary.

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Massey Quick Simon Is Proud To Be Among The Best RIAs In The Nation

With recent legislation and an evolving market, registered investment advisors (or RIAs) have been forced to alter their approach. Whether it’s changing their approach or adjusting their business model, clients have begun to scrutinize many of the firms on the market. At Massey Quick Simon, we continue striving every day to provide our clients with exceptional service and experience.

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Managing a Liquidity Event

The Jones family built a successful manufacturing company in the Midwest over three generations. In 2005, a competitor made a generous offer for the company. The offer, which combined cash and stock in a publicly traded company, was too good to pass up. It was a bittersweet decision that presented a unique set of issues and opportunities for this multi-generational family.

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How Much Life Insurance Do You Really Need?

I think most of us would agree that life insurance is an important financial product to have in our arsenal. But in 2017, more than 4 in 10 people didn’t own a life insurance policy in any amount and 40% of those who did said they were under-insured. Why is there such a disparity? What are some of the obstacles people face when making their life insurance decisions?

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Why I Became A Financial Advisor (Leslie)

I have always been interested in the world of finance. I studied finance in college and, with a desire to manage my own money, I decided I also wanted to help others do the same. This inspired me to become a financial advisor, and this has driven me ever since.

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How To Teach Your Kids About Money

If you’re like most parents, you have a laundry list of things you want to teach your child so they grow up to be a successful adult who contributes to society. From a young age, you model and instruct them in how to share, what respect looks like, how to handle responsibility, and how to prioritize. As a society, we are excelling in some areas of parenting, but falling behind in others. In a recent National Financial Capabilities Study, only 24% of Millennials (age 23-35) were able to answer the first three financial literacy questions correctly, and a mere 8% answered them all correctly.

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Second Quarter 2018 - Market Newsletter

The domestic economy and stocks showed their resiliency in the second quarter, with GDP expanding over 4% and the S&P500 returning over 3%. Equities are up over 5% from the February lows. Market skittishness has also eased to a more relaxed summer level with the VIX trading in the low- to mid-teens despite continued trade war tensions and concerns of an over-heated and over-extended business cycle. Corporate earnings and business fundamentals show further strength, and investors are basking in the moment. We remain generally sanguine on the economy, which should be supportive for stocks, however we take opportunities like this to narrow our areas of focus rather than leaning into the rally.

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We’re Never Too Busy To Help Someone You Care About

An advisor can play one of the most prominent roles in a person’s life, forming a long-lasting relationship and providing trusted counsel. It’s not surprising, then, that it can be incredibly overwhelming to find an advisor you trust and with whom you want to work with for the long-term.

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